401(k) Calculator
Project your 401(k) growth with employer matching and IRS limits
Your Plan
1%10% ($8,500/yr)100%
% of your contribution your employer matches
Employer matches up to this % of your salary
2025 limit: $23,500 (+ $7,500 catch-up for 50+)
Projected 401(k) Balance at 65
$1,946,125Your Contributions
$297,500
Employer Match
$89,250
Growth
$1,534,375
Estimated Tax Savings
$65,450
Pre-tax contributions reduce your taxable income (est. 22% marginal rate)
Annual Contribution
$8,500
$708/mo
Annual Employer Match
$2,550
Free money from your employer
Balance Composition
Total$1,946,125
Your Contributions16.6%
Employer Match4.6%
Investment Growth78.8%
401(k) Growth Over Time
Balance includes your contributions, employer match, and compound investment growth over 35 years