About LifeCalc
LifeCalc is a free financial decision engine built to help you make life's biggest choices with confidence — backed by real data, not guesswork.
What We Do
We provide 33 interactive financial calculators covering taxes, housing, retirement, debt, investing, and major life decisions like relocation and job changes. Every calculation uses real 2026 federal and state tax brackets, cost of living data for 100+ US metro areas, and accurate financial models.
Our Data
Our calculators are powered by official data sources:
- Federal tax brackets — 2026 rates per IRS Revenue Procedure 2025-32, incorporating the One Big Beautiful Bill Act amendments
- State tax brackets — All 50 states plus DC, updated annually from state tax authority publications
- FICA rates — Social Security wage base ($184,500 for 2026), Medicare rates, and Additional Medicare Tax thresholds
- Cost of living — Indices for 100+ US metropolitan areas based on BLS Consumer Price Index data
- Retirement limits — 2026 401(k) ($24,500), IRA ($7,500), and Roth IRA contribution limits and phase-out ranges
Free & No Sign-Up
All calculators are completely free to use with no account required. You can share your results via URL, download them as PDF, or email them to yourself. We believe financial tools should be accessible to everyone.
Disclaimer
LifeCalc is for informational and educational purposes only. Our calculators provide estimates based on the data and assumptions you input — they are not financial, tax, or legal advice. Consult a qualified professional for decisions about your specific situation.