Rental Property Calculator

Analyze cash flow, cap rate, and ROI for investment properties

Purchase Price

Down Payment %

Mortgage Rate %

Loan Term

Monthly Rent

Property Tax %/yr

Insurance/mo

Maintenance %/yr

Vacancy Rate %

Mgmt Fee %

HOA/mo

Monthly Cash Flow

-$107

-$1,283/year • $2,090 rent − $2,197 expenses

Cap Rate

5.6%

Cash-on-Cash

-1.7%

GRM

11.4

1% Rule

Fail

Rent$2,090

Mortgage (P&I)68.1%

Property Tax13.7%

Insurance6.8%

Maintenance11.4%

Purchase Price$300,000

Down Payment$75,000

Loan Amount$225,000

Monthly Mortgage$1,497

NOI (Annual)$16,680

Annual Cash Flow-$1,283

Assumes 3.5% annual appreciation and 2% annual rent growth