What is a Paid Family Leave Calculator?
A family leave calculator is a financial planning tool that helps expectant parents and caregivers estimate their income during a period of absence from work. It accounts for state-mandated paid leave benefits, employer-provided disability insurance, and personal savings to determine the "income gap" during leave.
Navigating the mix of state laws, federal FMLA, and private company policies can be complex. Our tool simplifies this by providing estimated weekly benefit amounts based on your specific location and salary.
How to Plan Your Parental Leave Budget
Follow these steps to ensure you are financially prepared for your time away from work:
- 1Verify Your State EligibilitySelect your state of residence to apply local paid family leave (PFL) or temporary disability insurance (TDI) benefit formulas.
- 2Input Your Base EarningsEnter your current gross annual salary and any additional employer-sponsored wage replacement percentages you expect to receive.
- 3Define Your Leave DurationInput the intended duration of your leave (e.g., 6, 8, or 12 weeks) to see the total estimated benefit amount for the entire period.
- 4Calculate the Savings GoalIdentify the "gap" between your regular take-home pay and your leave benefits. This is the amount you should aim to save before your leave begins.
Frequently Asked Questions
Which states have paid family leave?
As of 2026, 13 states and D.C. have paid family leave programs: California, Colorado, Connecticut, Delaware, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, Oregon, Rhode Island, and Washington. Benefits range from 60% to 90% of wages with varying duration limits.
How much does paid family leave pay?
Paid family leave benefits typically replace 60-90% of your wages up to a weekly cap. For example, California pays 60-70% of wages up to about $1,620/week, while New York pays 67% up to $1,151/week. Most states use a sliding scale where lower-wage workers receive a higher replacement rate.
How long is paid family leave?
Paid family leave duration varies by state, typically ranging from 4 to 12 weeks. Oregon and Colorado offer 12 weeks, California offers 8 weeks, and New York offers 12 weeks. Federal FMLA provides 12 weeks of unpaid, job-protected leave but does not include wage replacement.
Leave Insights
FMLA Status
Job Protection Only
State Taxes
Often Exempt
2026 Expansion
MN & ME Launching