Relocation Calculator

Compare the financial impact of moving — real data for 100+ US cities

San Francisco, CA
Austin, TX

Moving looks financially favorable

+$860,134 over 10 years

Moving to Austin could save you $51,593/year

Stay in San Francisco

Current
Salary$150,000
Tax Rate31.55%
Take Home$102,675
Housing (rent)$3,500/mo
COL Index179
Annual Savings-$33,300
Monthly-$2,775/mo

Move to Austin

Better
Salary$105,000-$45,000
Tax Rate(No state tax)21.66%
Take Home$82,253
Housing (rent)$1,900/mo
COL Index112-$67
Annual Savings
$18,293
+$51,593/yr
Monthly$1,524/mo

10-Year Wealth Projection

Stay in San Francisco

-$555,162

Move to Austin

$304,972

Difference

$860,134

Assumes 7% investment return, 3% salary growth, 2.5% inflation

Budget Breakdown

Tax Comparison

San Francisco

Rate31.55%
Federal16.8%
State7.1%
FICA7.6%
Take Home68.5%

Austin

Rate21.66%
Federal14.0%
State0.0%
FICA7.7%
Take Home78.3%

Key Insights

  • Save $24,578/year in taxes moving to Texas
  • Housing is $19,200/year less in Austin
  • Cost of living is 67% lower in Austin
  • To maintain your lifestyle in Austin, you'd need $99,469

Things to Consider

  • *Job market: Research salary ranges for your role in the target city
  • *Moving costs: Budget $5K-$15K for movers, deposits, and travel
  • *Remote work: If you keep your current salary while relocating, savings could be dramatically higher
  • *Quality of life: Climate, culture, proximity to family matter beyond the numbers
Full Scenario Comparison