Emergency Fund Calculator
Find out how much you need and how to get there
Monthly Expenses
Risk Profile
Recommended Emergency Fund
$19,5003–6 months of expenses ($3,900/mo)
Your Progress
25.6%Current: $5,000Target: $19,500
Gap: $14,500
Expense Breakdown
Monthly$3,900
Housing46.2%
Utilities6.4%
Groceries15.4%
Transportation10.3%
Insurance7.7%
Debt Payments5.1%
Other9.0%
Savings Plan
Monthly savings needed to close the gap:
In 6 months$2,417/mo
In 12 months$1,209/mo
In 18 months$806/mo
Fund Range by Months
3 Months
$11,700
Recommended
6 Months
$23,400
Recommended
9 Months
$35,100
12 Months
$46,800