Terms of Use

Last updated: September 29, 2026

Who We Are

LifeCalc is published by Honey Badger Labs LLC, Sheridan, WY. Content is written under the pen name Frank Sterling. Sources and methods are described on our methodology page. Contact: hello@lifecalc.co.

Informational Purposes Only

All calculators, tools, and content on LifeCalc are provided for informational and educational purposes only. They do not constitute financial, tax, legal, or investment advice.

No Professional Advice

LifeCalc and its author are not a financial advisor, tax professional, attorney, or licensed professional of any kind. You should consult with qualified professionals before making financial decisions based on calculator results.

Accuracy

While we strive to keep our tax brackets, cost of living data, and calculations accurate and up to date, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any calculations or data. Tax laws and financial regulations change frequently.

No Warranties

LifeCalc is provided "as is" without warranty of any kind, express or implied. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, in no event shall LifeCalc or Honey Badger Labs LLC be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, our calculators or content. You use LifeCalc at your own risk.

Use at Your Own Risk

Any reliance you place on the results from our calculators is strictly at your own risk. Always verify important financial calculations independently and seek professional guidance for significant financial decisions.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of LifeCalc after changes constitutes acceptance of the updated terms.