CD Calculator
Calculate your certificate of deposit earnings and compare terms
CD Details
Total Earnings
$475Final Balance
$10,475
APR
4.6%
Breakdown
Balance$10,475
Deposit95.5%
Interest Earned4.5%
Rate Details
APY (Annual Percentage Yield)4.8%
APR (Annual Percentage Rate)4.6%
Deposit$10,000
Interest Earned$475
Final Balance$10,475
APY reflects compounding; APR is the base rate. With daily compounding, the APR is slightly lower than APY.
Term Comparison at 4.8% APY
| Term | Earnings | Final Balance |
|---|---|---|
| 3 months | $117 | $10,117 |
| 6 months | $235 | $10,235 |
| 1 year | $475 | $10,475 |
| 2 years | $973 | $10,973 |
| 3 years | $1,494 | $11,494 |
| 5 years | $2,612 | $12,612 |