Jacksonville vs Charlotte
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Jacksonville, FL and Charlotte, NC.
Jacksonville, FL
COL Index
95
Monthly Budget
$4,750
State Tax
None
Population
1.0M
Charlotte, NC
COL Index
98
Monthly Budget
$4,900
State Tax
4.0%
Population
1.0M
Jacksonville is 3% less expensive than Charlotte
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Jacksonville | Charlotte | Difference |
|---|---|---|---|
| Housing | $1,526 | $1,601 | -$75 |
| Groceries | $624 | $640 | -$16 |
| Transport | $764 | $786 | -$22 |
| Healthcare | $386 | $394 | -$8 |
| Utilities | $285 | $294 | -$9 |
| Other | $1,152 | $1,181 | -$29 |
| Total | $4,750 | $4,900 | -$150 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Jacksonville (FL) | Charlotte (NC) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $0 | $3,990 | -$3,990 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $20,820 | $24,810 | -$3,990 |
| Take-Home Pay | $79,180 | $75,190 | +$3,990 |
Salary Equivalent
What a Jacksonville salary is worth in Charlotte (and vice versa), adjusted for cost of living.
| Jacksonville Salary | Equivalent in Charlotte | Charlotte Salary | Equivalent in Jacksonville |
|---|---|---|---|
| $50,000 | $51,579 | $50,000 | $48,469 |
| $75,000 | $77,368 | $75,000 | $72,704 |
| $100,000 | $103,158 | $100,000 | $96,939 |
| $150,000 | $154,737 | $150,000 | $145,408 |