Philadelphia vs New York City
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Philadelphia, PA and New York City, NY.
Philadelphia, PA
COL Index
102
Monthly Budget
$5,100
State Tax
3.1%
Population
1.6M
New York City, NY
COL Index
187
Monthly Budget
$9,350
State Tax
10.9%
Population
8.3M
Philadelphia is 83% less expensive than New York City
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Philadelphia | New York City | Difference |
|---|---|---|---|
| Housing | $1,700 | $3,803 | -$2,103 |
| Groceries | $660 | $1,102 | -$442 |
| Transport | $814 | $1,426 | -$612 |
| Healthcare | $406 | $644 | -$238 |
| Utilities | $306 | $561 | -$255 |
| Other | $1,219 | $2,035 | -$816 |
| Total | $5,100 | $9,350 | -$4,250 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Philadelphia (PA) | New York City (NY) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $3,070 | $5,714 | -$2,644 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $23,890 | $26,534 | -$2,644 |
| Take-Home Pay | $76,110 | $73,466 | +$2,644 |
Salary Equivalent
What a Philadelphia salary is worth in New York City (and vice versa), adjusted for cost of living.
| Philadelphia Salary | Equivalent in New York City | New York City Salary | Equivalent in Philadelphia |
|---|---|---|---|
| $50,000 | $91,667 | $50,000 | $27,273 |
| $75,000 | $137,500 | $75,000 | $40,909 |
| $100,000 | $183,333 | $100,000 | $54,545 |
| $150,000 | $275,000 | $150,000 | $81,818 |