Phoenix vs New York City
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Phoenix, AZ and New York City, NY.
Phoenix, AZ
COL Index
103
Monthly Budget
$5,150
State Tax
2.5%
Population
1.6M
New York City, NY
COL Index
187
Monthly Budget
$9,350
State Tax
10.9%
Population
8.3M
Phoenix is 82% less expensive than New York City
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Phoenix | New York City | Difference |
|---|---|---|---|
| Housing | $1,724 | $3,803 | -$2,079 |
| Groceries | $666 | $1,102 | -$436 |
| Transport | $822 | $1,426 | -$604 |
| Healthcare | $408 | $644 | -$236 |
| Utilities | $309 | $561 | -$252 |
| Other | $1,229 | $2,035 | -$806 |
| Total | $5,150 | $9,350 | -$4,200 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Phoenix (AZ) | New York City (NY) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $2,500 | $5,714 | -$3,214 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $23,320 | $26,534 | -$3,214 |
| Take-Home Pay | $76,680 | $73,466 | +$3,214 |
Salary Equivalent
What a Phoenix salary is worth in New York City (and vice versa), adjusted for cost of living.
| Phoenix Salary | Equivalent in New York City | New York City Salary | Equivalent in Phoenix |
|---|---|---|---|
| $50,000 | $90,777 | $50,000 | $27,540 |
| $75,000 | $136,165 | $75,000 | $41,310 |
| $100,000 | $181,553 | $100,000 | $55,080 |
| $150,000 | $272,330 | $150,000 | $82,620 |