Frank Sterling
Founder & Editor, LifeCalc
A note on the name
“Frank Sterling” is a pen name. It is used by the founder of LifeCalc, which is published by Honey Badger Labs LLC (Sheridan, WY). It is not a credential, and there is no photo on this page because we do not want to imply a person or history that is not there.
What Frank Sterling does at LifeCalc
- Builds and maintains the calculators and the tax, cost-of-living and paid-leave datasets behind them.
- Writes and edits the guides on this site.
- Checks figures against primary sources such as the IRS, the Social Security Administration, the Bureau of Labor Statistics and state agencies.
- Runs the monthly data update; datasets were last verified on 2026-09-01.
- Handles corrections. Send them to hello@lifecalc.co.
How the numbers are sourced and calculated, and how we handle corrections, is documented on the methodology page.
What Frank Sterling is not
Frank Sterling is not a licensed financial advisor, CPA, tax preparer, or attorney. Everything on LifeCalc is educational and is not financial, tax, or legal advice. For decisions about your own situation, talk to a qualified professional.
Guides by Frank Sterling
72 guides, grouped by topic.
Budget
Career
Cost of Living
- Cost of Living in California 2026: What a Single Person Needs
- Indiana Cost of Living Guide
- Cost of Living in Texas 2026
- Cost of Living in Florida 2026: Taxes, Metros, Insurance
- Dallas vs Houston Cost of Living 2026
- Cost of Living in Tennessee 2026: Full Guide
- Cost of Living in North Carolina 2026: Taxes, Charlotte vs Raleigh
- Best Cities to Relocate in 2026 for Your Wallet
- NYC vs Chicago: Cost of Living 2026
- What Salary Do You Need to Live in NYC?
- Texas vs California: Taxes and Cost of Living Compared
- Cost of Living in Colorado 2026: Denver, Springs and Austin Compared
- Cost of Living in Washington State 2026
- What Salary Do You Need in Every State?
- Cost of Living in Georgia 2026
- Cost of Living in Arizona 2026
- Best States for Remote Workers in 2026
- Cost of Living in Los Angeles 2026: What a Single Person Needs to Earn
- Cost of Living: San Francisco vs Austin in 2026
Debt
Family
Family Planning
Home Buying
Investing
Real Estate
Retirement
Tax
- OBBBA Tax Changes 2026: What They Mean for You
- Capital Gains Tax 2026: How to Pay Less
- No Tax on Overtime 2026: How It Works
- SALT Deduction 2026: New $40K Cap Explained
- $75K Salary After Taxes in 2026: Take-Home Pay in Every State
- $150K Salary: Are You Actually Rich?
- No Tax on Tips in 2026: Who Qualifies
- $100K Salary: How Much After Taxes?
- Self-Employment Tax: Complete Freelancer Guide
- States With No Income Tax: 2026 Guide
- Quarterly Estimated Taxes: Complete 2026 Guide
- 2026 Tax Brackets and Standard Deduction