Austin vs New York City
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Austin, TX and New York City, NY.
Austin, TX
COL Index
112
Monthly Budget
$5,600
State Tax
None
Population
1.0M
New York City, NY
COL Index
187
Monthly Budget
$9,350
State Tax
10.9%
Population
8.3M
Austin is 67% less expensive than New York City
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Austin | New York City | Difference |
|---|---|---|---|
| Housing | $1,947 | $3,803 | -$1,856 |
| Groceries | $712 | $1,102 | -$390 |
| Transport | $886 | $1,426 | -$540 |
| Healthcare | $434 | $644 | -$210 |
| Utilities | $336 | $561 | -$225 |
| Other | $1,315 | $2,035 | -$720 |
| Total | $5,600 | $9,350 | -$3,750 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Austin (TX) | New York City (NY) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $0 | $5,714 | -$5,714 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $20,820 | $26,534 | -$5,714 |
| Take-Home Pay | $79,180 | $73,466 | +$5,714 |
Salary Equivalent
What a Austin salary is worth in New York City (and vice versa), adjusted for cost of living.
| Austin Salary | Equivalent in New York City | New York City Salary | Equivalent in Austin |
|---|---|---|---|
| $50,000 | $83,482 | $50,000 | $29,947 |
| $75,000 | $125,223 | $75,000 | $44,920 |
| $100,000 | $166,964 | $100,000 | $59,893 |
| $150,000 | $250,446 | $150,000 | $89,840 |