Austin vs Philadelphia
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Austin, TX and Philadelphia, PA.
Austin, TX
COL Index
112
Monthly Budget
$5,600
State Tax
None
Population
1.0M
Philadelphia, PA
COL Index
102
Monthly Budget
$5,100
State Tax
3.1%
Population
1.6M
Austin is 10% more expensive than Philadelphia
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Austin | Philadelphia | Difference |
|---|---|---|---|
| Housing | $1,947 | $1,700 | +$247 |
| Groceries | $712 | $660 | +$52 |
| Transport | $886 | $814 | +$72 |
| Healthcare | $434 | $406 | +$28 |
| Utilities | $336 | $306 | +$30 |
| Other | $1,315 | $1,219 | +$96 |
| Total | $5,600 | $5,100 | +$500 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Austin (TX) | Philadelphia (PA) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $0 | $3,070 | -$3,070 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $20,820 | $23,890 | -$3,070 |
| Take-Home Pay | $79,180 | $76,110 | +$3,070 |
Salary Equivalent
What a Austin salary is worth in Philadelphia (and vice versa), adjusted for cost of living.
| Austin Salary | Equivalent in Philadelphia | Philadelphia Salary | Equivalent in Austin |
|---|---|---|---|
| $50,000 | $45,536 | $50,000 | $54,902 |
| $75,000 | $68,304 | $75,000 | $82,353 |
| $100,000 | $91,071 | $100,000 | $109,804 |
| $150,000 | $136,607 | $150,000 | $164,706 |