San Jose vs Phoenix
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between San Jose, CA and Phoenix, AZ.
San Jose, CA
COL Index
214
Monthly Budget
$10,700
State Tax
12.3%
Population
1.0M
Phoenix, AZ
COL Index
103
Monthly Budget
$5,150
State Tax
2.5%
Population
1.6M
San Jose is 108% more expensive than Phoenix
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | San Jose | Phoenix | Difference |
|---|---|---|---|
| Housing | $4,472 | $1,724 | +$2,748 |
| Groceries | $1,243 | $666 | +$577 |
| Transport | $1,621 | $822 | +$799 |
| Healthcare | $719 | $408 | +$311 |
| Utilities | $642 | $309 | +$333 |
| Other | $2,294 | $1,229 | +$1,065 |
| Total | $10,700 | $5,150 | +$5,550 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | San Jose (CA) | Phoenix (AZ) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $5,953 | $2,500 | +$3,453 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $26,773 | $23,320 | +$3,453 |
| Take-Home Pay | $73,227 | $76,680 | -$3,453 |
Salary Equivalent
What a San Jose salary is worth in Phoenix (and vice versa), adjusted for cost of living.
| San Jose Salary | Equivalent in Phoenix | Phoenix Salary | Equivalent in San Jose |
|---|---|---|---|
| $50,000 | $24,065 | $50,000 | $103,883 |
| $75,000 | $36,098 | $75,000 | $155,825 |
| $100,000 | $48,131 | $100,000 | $207,767 |
| $150,000 | $72,196 | $150,000 | $311,650 |