New York City vs San Francisco
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between New York City, NY and San Francisco, CA.
New York City, NY
COL Index
187
Monthly Budget
$9,350
State Tax
10.9%
Population
8.3M
San Francisco, CA
COL Index
179
Monthly Budget
$8,950
State Tax
12.3%
Population
0.9M
New York City is 4% more expensive than San Francisco
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | New York City | San Francisco | Difference |
|---|---|---|---|
| Housing | $3,803 | $3,605 | +$198 |
| Groceries | $1,102 | $1,061 | +$41 |
| Transport | $1,426 | $1,369 | +$57 |
| Healthcare | $644 | $621 | +$23 |
| Utilities | $561 | $537 | +$24 |
| Other | $2,035 | $1,958 | +$77 |
| Total | $9,350 | $8,950 | +$400 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | New York City (NY) | San Francisco (CA) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $5,714 | $5,953 | -$239 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $26,534 | $26,773 | -$239 |
| Take-Home Pay | $73,466 | $73,227 | +$239 |
Salary Equivalent
What a New York City salary is worth in San Francisco (and vice versa), adjusted for cost of living.
| New York City Salary | Equivalent in San Francisco | San Francisco Salary | Equivalent in New York City |
|---|---|---|---|
| $50,000 | $47,861 | $50,000 | $52,235 |
| $75,000 | $71,791 | $75,000 | $78,352 |
| $100,000 | $95,722 | $100,000 | $104,469 |
| $150,000 | $143,583 | $150,000 | $156,704 |