San Francisco vs Philadelphia
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between San Francisco, CA and Philadelphia, PA.
San Francisco, CA
COL Index
179
Monthly Budget
$8,950
State Tax
12.3%
Population
0.9M
Philadelphia, PA
COL Index
102
Monthly Budget
$5,100
State Tax
3.1%
Population
1.6M
San Francisco is 75% more expensive than Philadelphia
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | San Francisco | Philadelphia | Difference |
|---|---|---|---|
| Housing | $3,605 | $1,700 | +$1,905 |
| Groceries | $1,061 | $660 | +$401 |
| Transport | $1,369 | $814 | +$555 |
| Healthcare | $621 | $406 | +$215 |
| Utilities | $537 | $306 | +$231 |
| Other | $1,958 | $1,219 | +$739 |
| Total | $8,950 | $5,100 | +$3,850 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | San Francisco (CA) | Philadelphia (PA) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $5,953 | $3,070 | +$2,883 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $26,773 | $23,890 | +$2,883 |
| Take-Home Pay | $73,227 | $76,110 | -$2,883 |
Salary Equivalent
What a San Francisco salary is worth in Philadelphia (and vice versa), adjusted for cost of living.
| San Francisco Salary | Equivalent in Philadelphia | Philadelphia Salary | Equivalent in San Francisco |
|---|---|---|---|
| $50,000 | $28,492 | $50,000 | $87,745 |
| $75,000 | $42,737 | $75,000 | $131,618 |
| $100,000 | $56,983 | $100,000 | $175,490 |
| $150,000 | $85,475 | $150,000 | $263,235 |