San Francisco vs Phoenix
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between San Francisco, CA and Phoenix, AZ.
San Francisco, CA
COL Index
179
Monthly Budget
$8,950
State Tax
12.3%
Population
0.9M
Phoenix, AZ
COL Index
103
Monthly Budget
$5,150
State Tax
2.5%
Population
1.6M
San Francisco is 74% more expensive than Phoenix
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | San Francisco | Phoenix | Difference |
|---|---|---|---|
| Housing | $3,605 | $1,724 | +$1,881 |
| Groceries | $1,061 | $666 | +$395 |
| Transport | $1,369 | $822 | +$547 |
| Healthcare | $621 | $408 | +$213 |
| Utilities | $537 | $309 | +$228 |
| Other | $1,958 | $1,229 | +$729 |
| Total | $8,950 | $5,150 | +$3,800 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | San Francisco (CA) | Phoenix (AZ) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $5,953 | $2,500 | +$3,453 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $26,773 | $23,320 | +$3,453 |
| Take-Home Pay | $73,227 | $76,680 | -$3,453 |
Salary Equivalent
What a San Francisco salary is worth in Phoenix (and vice versa), adjusted for cost of living.
| San Francisco Salary | Equivalent in Phoenix | Phoenix Salary | Equivalent in San Francisco |
|---|---|---|---|
| $50,000 | $28,771 | $50,000 | $86,893 |
| $75,000 | $43,156 | $75,000 | $130,340 |
| $100,000 | $57,542 | $100,000 | $173,786 |
| $150,000 | $86,313 | $150,000 | $260,680 |