San Francisco vs New York City
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between San Francisco, CA and New York City, NY.
San Francisco, CA
COL Index
179
Monthly Budget
$8,950
State Tax
12.3%
Population
0.9M
New York City, NY
COL Index
187
Monthly Budget
$9,350
State Tax
10.9%
Population
8.3M
San Francisco is 4% less expensive than New York City
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | San Francisco | New York City | Difference |
|---|---|---|---|
| Housing | $3,605 | $3,803 | -$198 |
| Groceries | $1,061 | $1,102 | -$41 |
| Transport | $1,369 | $1,426 | -$57 |
| Healthcare | $621 | $644 | -$23 |
| Utilities | $537 | $561 | -$24 |
| Other | $1,958 | $2,035 | -$77 |
| Total | $8,950 | $9,350 | -$400 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | San Francisco (CA) | New York City (NY) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $5,953 | $5,714 | +$239 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $26,773 | $26,534 | +$239 |
| Take-Home Pay | $73,227 | $73,466 | -$239 |
Salary Equivalent
What a San Francisco salary is worth in New York City (and vice versa), adjusted for cost of living.
| San Francisco Salary | Equivalent in New York City | New York City Salary | Equivalent in San Francisco |
|---|---|---|---|
| $50,000 | $52,235 | $50,000 | $47,861 |
| $75,000 | $78,352 | $75,000 | $71,791 |
| $100,000 | $104,469 | $100,000 | $95,722 |
| $150,000 | $156,704 | $150,000 | $143,583 |