Cost of Living in Oklahoma City, OK
Oklahoma City's cost of living index is 89 — making it 12.4% more affordable than the US national average. To maintain your current standard of living here, you would need to earn $89,000 for every $100,000 of national-average income.
The Oklahoma City Tax & Cost Impact
Oklahoma City offers a balanced tax profile. While Oklahoma does have an income tax, it remains competitive compared to coastal hubs, especially when adjusted for local housing costs.
Decision Matrix
- ✓Housing: Housing is a value-play compared to national tiers.
- ✓Savings Rate: To save $2,000/mo here, you need a gross household income of ~$74,760.
COL Index
89
100 = national avg
Monthly Budget
$4,450
vs $5,000 national
Population
0.7M
Metro area
State Tax
Yes
Oklahoma
Monthly Cost Breakdown
Estimated monthly costs in Oklahoma City vs national average for a typical household.
| Category | National Avg | Oklahoma City | Difference |
|---|---|---|---|
| Housing | $1,650 | $1,378 | -$272 |
| Groceries | $650 | $593 | -$57 |
| Transportation | $800 | $721 | -$79 |
| Healthcare | $400 | $369 | -$31 |
| Utilities | $300 | $267 | -$33 |
| Other | $1,200 | $1,094 | -$106 |
| Total | $5,000 | $4,450 | -$550 |
Salary Equivalent
To maintain the same standard of living in Oklahoma City, a national-average salary translates to:
$50,000 nationally
$44,500
$75,000 nationally
$66,750
$100,000 nationally
$89,000
$150,000 nationally
$133,500
What Your Salary Gets You in Oklahoma City
Here's how different salary levels translate to monthly purchasing power in Oklahoma City, OK, where the cost of living is 11% below the national average.
Cities With Similar Cost of Living
FAQ: Cost of Living in Oklahoma City
Is Oklahoma City expensive to live in?
Oklahoma City's cost of living index is 89, which is well below the national average of 100. Housing is typically the biggest factor, with estimated monthly rent around $1,469.
What salary do I need to live comfortably in Oklahoma City?
To maintain a middle-class lifestyle in Oklahoma City, you'd need approximately $66,750 per year, which is equivalent to a $75,000 salary at the national average cost of living.
How does Oklahoma City compare to other cities?
Oklahoma City is comparable in cost to Detroit, San Antonio, Louisville.