Take-Home Pay by State, 2026
What a single filer keeps from a $50,000, $100,000 or $150,000 salary in each of the 50 states and D.C., ranked by $100,000 take-home pay.
Method: federal income tax on 2026 brackets after the standard deduction, plus FICA (Social Security and Medicare), plus state income tax from our state bracket table, all computed by the same tax engine the calculators use. Single filer, wages only. No local or city taxes, no state-specific deductions or credits, no pre-tax contributions, no sales or property tax.
By Frank Sterling (pen name of LifeCalc’s founder; not a licensed financial advisor). Data verified 2026-09-01. Download CSV.
What the table shows
- At $100,000, take-home ranges from $79,180 in Alaska to $70,749 in Oregon, a gap of $8,431 a year ($703 a month).
- 9 of 51 jurisdictions charge no state income tax on this income in our bracket table. Their take-home at $100,000 is $79,180 for all of them, because only federal tax and FICA apply.
- The remaining 42 charge an average of $4,561 in state income tax at $100,000; the highest is Oregon at $8,431.
- Total effective tax rate (federal + FICA + state) at $100,000 runs from 20.8% in Alaska to 29.3% in Oregon.
- State income tax is only part of the picture: it ignores sales, property and local taxes and living costs, which the cost-of-living and relocation tools cover.
Every figure here is computed from the table below.
All 50 states and D.C., ranked by take-home pay at $100,000
| Rank | State | Take-home at $50,000 | Take-home at $100,000 | Take-home at $150,000 | Total tax rate at $50,000 | Total tax rate at $100,000 | Total tax rate at $150,000 |
|---|---|---|---|---|---|---|---|
| 1 | Alaska | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 2 | Florida | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 3 | Nevada | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 4 | New Hampshire | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 5 | South Dakota | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 6 | Tennessee | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 7 | Texas | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 8 | Washington | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 9 | Wyoming | $42,355 | $79,180 | $113,791 | 15.3% | 20.8% | 24.1% |
| 10 | North Dakota | $42,347 | $78,197 | $111,833 | 15.3% | 21.8% | 25.4% |
| 11 | Ohio | $41,696 | $77,146 | $110,382 | 16.6% | 22.9% | 26.4% |
| 12 | Arizona | $41,105 | $76,680 | $110,041 | 17.8% | 23.3% | 26.6% |
| 13 | Indiana | $40,880 | $76,230 | $109,366 | 18.2% | 23.8% | 27.1% |
| 14 | Louisiana | $40,855 | $76,180 | $109,291 | 18.3% | 23.8% | 27.1% |
| 15 | Pennsylvania | $40,820 | $76,110 | $109,186 | 18.4% | 23.9% | 27.2% |
| 16 | Arkansas | $40,872 | $75,847 | $108,608 | 18.3% | 24.2% | 27.6% |
| 17 | Kentucky | $40,605 | $75,680 | $108,541 | 18.8% | 24.3% | 27.6% |
| 18 | Mississippi | $40,755 | $75,580 | $108,191 | 18.5% | 24.4% | 27.9% |
| 19 | West Virginia | $40,826 | $75,397 | $107,718 | 18.3% | 24.6% | 28.2% |
| 20 | Iowa | $40,455 | $75,380 | $108,091 | 19.1% | 24.6% | 27.9% |
| 21 | Rhode Island | $40,480 | $75,250 | $107,486 | 19% | 24.8% | 28.3% |
| 22 | North Carolina | $40,360 | $75,190 | $107,806 | 19.3% | 24.8% | 28.1% |
| 23 | New Jersey | $41,085 | $74,936 | $106,362 | 17.8% | 25.1% | 29.1% |
| 24 | South Carolina | $40,716 | $74,936 | $106,942 | 18.6% | 25.1% | 28.7% |
| 25 | Nebraska | $40,381 | $74,931 | $107,267 | 19.2% | 25.1% | 28.5% |
| 26 | Michigan | $40,230 | $74,930 | $107,416 | 19.5% | 25.1% | 28.4% |
| 27 | Oklahoma | $40,320 | $74,895 | $107,256 | 19.4% | 25.1% | 28.5% |
| 28 | New Mexico | $40,414 | $74,822 | $106,983 | 19.2% | 25.2% | 28.7% |
| 29 | Colorado | $40,155 | $74,780 | $107,191 | 19.7% | 25.2% | 28.5% |
| 30 | Utah | $40,130 | $74,730 | $107,116 | 19.7% | 25.3% | 28.6% |
| 31 | Missouri | $40,186 | $74,661 | $106,922 | 19.6% | 25.3% | 28.7% |
| 32 | Wisconsin | $40,291 | $74,484 | $106,445 | 19.4% | 25.5% | 29% |
| 33 | Maryland | $40,032 | $74,482 | $106,531 | 19.9% | 25.5% | 29% |
| 34 | Connecticut | $40,355 | $74,430 | $106,041 | 19.3% | 25.6% | 29.3% |
| 35 | Illinois | $39,880 | $74,230 | $106,366 | 20.2% | 25.8% | 29.1% |
| 36 | Alabama | $39,895 | $74,220 | $106,331 | 20.2% | 25.8% | 29.1% |
| 37 | Georgia | $39,860 | $74,190 | $106,306 | 20.3% | 25.8% | 29.1% |
| 38 | Massachusetts | $39,855 | $74,180 | $106,291 | 20.3% | 25.8% | 29.1% |
| 39 | Vermont | $40,530 | $74,055 | $104,967 | 18.9% | 25.9% | 30% |
| 40 | Montana | $39,981 | $73,981 | $105,767 | 20% | 26% | 29.5% |
| 41 | Idaho | $39,705 | $73,880 | $105,841 | 20.6% | 26.1% | 29.4% |
| 42 | New York | $39,820 | $73,848 | $105,509 | 20.4% | 26.2% | 29.7% |
| 43 | Kansas | $39,652 | $73,687 | $105,508 | 20.7% | 26.3% | 29.7% |
| 44 | Virginia | $39,737 | $73,687 | $105,423 | 20.5% | 26.3% | 29.7% |
| 45 | Delaware | $39,966 | $73,596 | $104,907 | 20.1% | 26.4% | 30.1% |
| 46 | California | $40,820 | $73,441 | $103,402 | 18.4% | 26.6% | 31.1% |
| 47 | Minnesota | $39,414 | $72,839 | $103,568 | 21.2% | 27.2% | 31% |
| 48 | Hawaii | $39,664 | $72,689 | $103,425 | 20.7% | 27.3% | 31.1% |
| 49 | Maine | $39,240 | $72,550 | $103,586 | 21.5% | 27.5% | 30.9% |
| 50 | District of Columbia | $39,505 | $72,280 | $102,641 | 21% | 27.7% | 31.6% |
| 51 | Oregon | $38,299 | $70,749 | $100,697 | 23.4% | 29.3% | 32.9% |
Total tax rate is federal income tax + FICA + state income tax, divided by gross pay. Some states are tied on take-home pay (for example, those with no state income tax); ties are listed alphabetically. State pages for the most-searched states are linked; the CSV has the state income tax amount for every row.
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How to cite
Free to cite and republish with a link to this dataset page. Please do not link only to the CSV.
Frank Sterling, LifeCalc (published by Honey Badger Labs LLC). “Take-Home Pay by State, 2026.” Data verified 2026-09-01. https://lifecalc.co/data/take-home-pay-by-state-2026
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