Austin vs San Jose
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Austin, TX and San Jose, CA.
Austin, TX
COL Index
112
Monthly Budget
$5,600
State Tax
None
Population
1.0M
San Jose, CA
COL Index
214
Monthly Budget
$10,700
State Tax
13.3%
Population
1.0M
Austin is 91% less expensive than San Jose
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Austin | San Jose | Difference |
|---|---|---|---|
| Housing | $1,947 | $4,472 | -$2,525 |
| Groceries | $712 | $1,243 | -$531 |
| Transport | $886 | $1,621 | -$735 |
| Healthcare | $434 | $719 | -$285 |
| Utilities | $336 | $642 | -$306 |
| Other | $1,315 | $2,294 | -$979 |
| Total | $5,600 | $10,700 | -$5,100 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Austin (TX) | San Jose (CA) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $0 | $5,739 | -$5,739 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $20,820 | $26,559 | -$5,739 |
| Take-Home Pay | $79,180 | $73,441 | +$5,739 |
Salary Equivalent
What a Austin salary is worth in San Jose (and vice versa), adjusted for cost of living.
| Austin Salary | Equivalent in San Jose | San Jose Salary | Equivalent in Austin |
|---|---|---|---|
| $50,000 | $95,536 | $50,000 | $26,168 |
| $75,000 | $143,304 | $75,000 | $39,252 |
| $100,000 | $191,071 | $100,000 | $52,336 |
| $150,000 | $286,607 | $150,000 | $78,505 |