Philadelphia vs San Francisco
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Philadelphia, PA and San Francisco, CA.
Philadelphia, PA
COL Index
102
Monthly Budget
$5,100
State Tax
3.1%
Population
1.6M
San Francisco, CA
COL Index
179
Monthly Budget
$8,950
State Tax
12.3%
Population
0.9M
Philadelphia is 75% less expensive than San Francisco
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Philadelphia | San Francisco | Difference |
|---|---|---|---|
| Housing | $1,700 | $3,605 | -$1,905 |
| Groceries | $660 | $1,061 | -$401 |
| Transport | $814 | $1,369 | -$555 |
| Healthcare | $406 | $621 | -$215 |
| Utilities | $306 | $537 | -$231 |
| Other | $1,219 | $1,958 | -$739 |
| Total | $5,100 | $8,950 | -$3,850 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Philadelphia (PA) | San Francisco (CA) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $3,070 | $5,953 | -$2,883 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $23,890 | $26,773 | -$2,883 |
| Take-Home Pay | $76,110 | $73,227 | +$2,883 |
Salary Equivalent
What a Philadelphia salary is worth in San Francisco (and vice versa), adjusted for cost of living.
| Philadelphia Salary | Equivalent in San Francisco | San Francisco Salary | Equivalent in Philadelphia |
|---|---|---|---|
| $50,000 | $87,745 | $50,000 | $28,492 |
| $75,000 | $131,618 | $75,000 | $42,737 |
| $100,000 | $175,490 | $100,000 | $56,983 |
| $150,000 | $263,235 | $150,000 | $85,475 |