San Jose vs Austin
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between San Jose, CA and Austin, TX.
San Jose, CA
COL Index
214
Monthly Budget
$10,700
State Tax
12.3%
Population
1.0M
Austin, TX
COL Index
112
Monthly Budget
$5,600
State Tax
None
Population
1.0M
San Jose is 91% more expensive than Austin
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | San Jose | Austin | Difference |
|---|---|---|---|
| Housing | $4,472 | $1,947 | +$2,525 |
| Groceries | $1,243 | $712 | +$531 |
| Transport | $1,621 | $886 | +$735 |
| Healthcare | $719 | $434 | +$285 |
| Utilities | $642 | $336 | +$306 |
| Other | $2,294 | $1,315 | +$979 |
| Total | $10,700 | $5,600 | +$5,100 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | San Jose (CA) | Austin (TX) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $5,953 | $0 | +$5,953 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $26,773 | $20,820 | +$5,953 |
| Take-Home Pay | $73,227 | $79,180 | -$5,953 |
Salary Equivalent
What a San Jose salary is worth in Austin (and vice versa), adjusted for cost of living.
| San Jose Salary | Equivalent in Austin | Austin Salary | Equivalent in San Jose |
|---|---|---|---|
| $50,000 | $26,168 | $50,000 | $95,536 |
| $75,000 | $39,252 | $75,000 | $143,304 |
| $100,000 | $52,336 | $100,000 | $191,071 |
| $150,000 | $78,505 | $150,000 | $286,607 |