Austin vs San Francisco
Side-by-side comparison of cost of living, state income tax, housing estimates, and salary equivalents between Austin, TX and San Francisco, CA.
Austin, TX
COL Index
112
Monthly Budget
$5,600
State Tax
None
Population
1.0M
San Francisco, CA
COL Index
179
Monthly Budget
$8,950
State Tax
12.3%
Population
0.9M
Austin is 60% less expensive than San Francisco
Monthly Cost Breakdown
Estimated monthly costs for a typical household in each city.
| Category | Austin | San Francisco | Difference |
|---|---|---|---|
| Housing | $1,947 | $3,605 | -$1,658 |
| Groceries | $712 | $1,061 | -$349 |
| Transport | $886 | $1,369 | -$483 |
| Healthcare | $434 | $621 | -$187 |
| Utilities | $336 | $537 | -$201 |
| Other | $1,315 | $1,958 | -$643 |
| Total | $5,600 | $8,950 | -$3,350 |
Tax Comparison on $100K Salary
Estimated annual taxes for a single filer earning $100,000 in each city.
| Component | Austin (TX) | San Francisco (CA) | Difference |
|---|---|---|---|
| Federal Tax | $13,170 | $13,170 | $0 |
| State Tax | $0 | $5,953 | -$5,953 |
| FICA | $7,650 | $7,650 | $0 |
| Total Tax | $20,820 | $26,773 | -$5,953 |
| Take-Home Pay | $79,180 | $73,227 | +$5,953 |
Salary Equivalent
What a Austin salary is worth in San Francisco (and vice versa), adjusted for cost of living.
| Austin Salary | Equivalent in San Francisco | San Francisco Salary | Equivalent in Austin |
|---|---|---|---|
| $50,000 | $79,911 | $50,000 | $31,285 |
| $75,000 | $119,866 | $75,000 | $46,927 |
| $100,000 | $159,821 | $100,000 | $62,570 |
| $150,000 | $239,732 | $150,000 | $93,855 |