New Jersey Income Tax Brackets 2026
New Jersey uses a progressive income tax system with 7 brackets.
State Tax
10.8%
Top marginal rate
COL Index
115
Above national avg
Median Income
$104,294
Household
Brackets
7
Progressive
New Jersey Tax Brackets (single filer schedule)
Our dataset holds one bracket schedule per state, shown here for a single filer. We do not have separate married-filing-jointly state brackets, so joint filers should check the state revenue department.
| Income Range | Marginal Rate |
|---|---|
| $0 — $20,000 | 1.40% |
| $20,000 — $35,000 | 1.75% |
| $35,000 — $40,000 | 3.50% |
| $40,000 — $75,000 | 5.53% |
| $75,000 — $500,000 | 6.37% |
| $500,000 — $1,000,000 | 8.97% |
| $1,000,000 — and above | 10.75% |
New Jersey State Tax at Different Income Levels
| Gross Income | State Tax | Effective Rate |
|---|---|---|
| $50,000 | $1,270 | 2.54% |
| $75,000 | $2,651 | 3.53% |
| $100,000 | $4,244 | 4.24% |
| $150,000 | $7,429 | 4.95% |
| $200,000 | $10,614 | 5.31% |
| $300,000 | $16,984 | 5.66% |
Take-Home Pay in New Jersey at Common Salaries
Single filer, 2026 standard deduction, wages only. Computed with the same federal, state, and FICA functions as our tax calculator.
| Gross | Federal | New Jersey | FICA | Take-home / yr | Per month |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,270 | $3,825 | $41,085 | $3,424 |
| $75,000 | $7,670 | $2,651 | $5,738 | $58,941 | $4,912 |
| $100,000 | $13,170 | $4,244 | $7,650 | $74,936 | $6,245 |
| $150,000 | $24,734 | $7,429 | $11,475 | $106,362 | $8,864 |
2026 Federal Brackets (apply in New Jersey too)
Federal brackets apply to taxable income after the standard deduction ($16,100 single, $32,200 married filing jointly).
Single
| $0 — $12,400 | 10% |
| $12,400 — $50,400 | 12% |
| $50,400 — $105,700 | 22% |
| $105,700 — $201,775 | 24% |
| $201,775 — $256,225 | 32% |
| $256,225 — $640,600 | 35% |
| $640,600 — and above | 37% |
Married filing jointly
| $0 — $24,800 | 10% |
| $24,800 — $100,800 | 12% |
| $100,800 — $211,400 | 22% |
| $211,400 — $403,550 | 24% |
| $403,550 — $512,450 | 32% |
| $512,450 — $768,700 | 35% |
| $768,700 — and above | 37% |
Calculate Your Exact New Jersey Taxes
See your full federal + state + FICA breakdown with our interactive calculator.
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Frequently Asked Questions about New Jersey Taxes
Does New Jersey have state income tax?
New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.8% for 2026.
How much is federal tax in New Jersey?
Federal income tax in New Jersey is the same as in all other US states. For 2026, the federal brackets range from 10% to 37%, depending on your taxable income and filing status.
What is the cost of living in New Jersey?
The cost of living in New Jersey has an index of 115, where 100 is the national average. This means New Jersey is 15% more expensive than the average US state.